How Legal applies to local access
Our Legal notice explains which terms apply when you create, use or close an account from Indonesia. Eligibility depends on local law, so you should check the rules that apply to your location before submitting registration details. We may request phone verification before account access and
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use the details you provide to match account activity with payment records. If you use DANA, OVO, GoPay, QRIS, bank transfer or a virtual account, the related reference may be retained for reconciliation and account queries. Policy wording can change when operational or legal requirements change;
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the current notice on this page is the version we ask you to read before continuing. If a rule is unclear, contact our account help route before sending funds or requesting a withdrawal.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.